You don’t have to pay for private eye surgery all at once. Eye Surgery Clinic offers 0% interest finance over a 12-month term, extended finance up to 60 months at a low APR, and direct instalments split before surgery. As a guide, over 12 months at 0% interest, cataract surgery (£2,900) is from around £250/month, refractive lens exchange (£4,300) from around £360/month, and blepharoplasty (£3,950) from around £330/month. Finance is provided by a regulated third-party lender and is subject to status; final terms are confirmed at the point of application.
How eye surgery finance works
Every provider’s process differs, but UK medical finance commonly follows a simple journey: you receive a clinical assessment and quote first, then choose whether to apply for finance. We keep things clear so you can make an informed decision.
- Tell us what you need — share the procedure you’re considering and your contact details.
- Consultation & treatment plan — a clinician confirms suitability and what’s included, such as your lens type for cataract surgery, follow-up and aftercare.
- Receive a written quote — clear pricing so you can compare paying upfront versus spreading the cost.
- Finance application (if you choose) — the lender may run eligibility and affordability checks; terms, APR (if applicable) and the repayment schedule are confirmed before you proceed.
- Schedule treatment — once arrangements are agreed, we book your procedure and provide pre-op and aftercare guidance.
A finance enquiry does not commit you to a loan or to treatment — you’re in control at every step. Finance can be used towards cataract surgery, refractive lens exchange, blepharoplasty and selected oculoplastics procedures.
Want to know your monthly cost? Request a consultation and written quote, and we’ll explain how repayment options could look.
Request a finance quoteWhat affects your monthly repayment
People often ask “how much is cataract surgery finance in the UK?” The honest answer is that it depends on your treatment plan and the finance terms available. The main factors we discuss with you are:
- Procedure type — cataract surgery and oculoplastics can differ in theatre time, consumables and aftercare.
- Clinical complexity — some eyes need additional planning or equipment; your consultant explains this clearly.
- Lens choice (cataracts) — different intraocular lens options can influence the overall cost.
- Deposit — a larger deposit may reduce monthly repayments, depending on terms.
- Term length — longer terms often reduce the monthly cost but may increase the total repayable if interest applies.
- Eligibility & affordability — finance decisions consider credit history, income and other commitments.
Always compare the total repayable, the term length and any fees — not the monthly figure alone. If you already have a quote, share it and we’ll explain how repayment options could look.
Eligibility for medical finance
We can’t approve finance on this page, but we can help you prepare. UK finance providers typically look at identity, address history and affordability. Requirements vary by lender, but many applicants find the process straightforward when details are ready. You may be asked for:
- Proof of identity (e.g. driving licence or passport)
- UK address history and postcode
- Employment and income information
- Details of existing financial commitments
Helpful tips: use consistent personal details, check your quote includes everything you want to finance, ask us to explain the treatment plan before applying, and consider what monthly repayment feels comfortable. If finance isn’t right for you, treatment may instead be covered by private medical insurance — see our guidance for insured patients.